Peer to peer lending (P2P) is a method of debt financing that allows individuals to borrow and lend that enables individuals to borrow and lend money –without the use of an official financial institution as an intermediary.
We can help you invest your money through India’s largest P2P Market place by lending it to those who require loans thereby generating annualized returns in the range of 15 to 25%.
The P2P platform, which is RBI regulated, reduces the investor risk by deploying multiple checks and fail safes before facilitating any loan. These are:
Background Check/Assessment on 35 + parameters (eg : CIBIL score)
Legal Agreements.
Risk Reduction via Diversification- Min 5% and Max 20% investment limit from lender to individual borrower.
Internal collection teams + Partnerships with external collection agencies.
Automated ECS for EMIs.
Criminal litigation on cheque bounce.
The best part is that the Lenders/ investors can choose the borrowers for investments, as per their risk appetite, desired loan tenure and rate of interest there by generating substantially higher risk adjusted returns.
The Minimum amount that you need for investment as a P2P lender is as low as Rs. 50,000/-
In case if you are interested in this alternative investment avenue/asset class, please free to Contact us. To start investing, register now.